Additional Cover
Enhance your insurance protection with additional cover including home emergency, legal expenses, GAP insurance, warranties, bonds and more.
How we can help
At Crownsway, we assess your existing insurance arrangements, risk exposure, lifestyle, business operations, and contractual obligations to recommend appropriate additional cover. We source specialist policies from trusted insurers, tailor cover to your needs, and ensure seamless integration with your main insurance policies.
We also provide ongoing support, mid-term policy reviews, and expert claims advocacy to ensure fast, fair, and stress-free outcomes when you need to claim.
Who It’s Suited For
Additional cover is suitable for homeowners, landlords, motorists, businesses, contractors, professionals, and organisations seeking enhanced protection beyond standard insurance policies. These policies help reduce financial exposure, ensure business continuity, and provide peace of mind when unexpected incidents occur.
What the policy can cover
- Emergency home repairs and breakdowns
- Rental property emergency repairs and tenant safety support
- Reimbursement of insurance policy excesses
- Legal advice, disputes, and tribunal representation
- Motor finance shortfalls following write-offs or theft
- Short-term vehicle insurance for temporary drivers
- Financial guarantees for contractual obligations
- Repair and replacement costs after manufacturer warranties expire
- Protection against customer non-payment and insolvency
Additional cover options available
Home Emergency Cover
Provides fast access to qualified contractors for urgent household issues such as plumbing, heating, electrics, roofing, locks, and pest infestations — helping prevent further damage and disruption.
Landlord Home Emergency Cover
Designed specifically for rental properties, covering urgent breakdowns that affect tenant safety or habitability, supporting landlords with compliance obligations and tenant retention.
Excess Protection Insurance
Reimburses the excess payable on claims across home, motor, travel, and business insurance policies, helping reduce unexpected out-of-pocket costs.
Legal Expenses Insurance
Provides access to legal advice and covers solicitor costs for employment disputes, contract disagreements, property disputes, debt recovery, and tax investigations.
GAP Insurance
Covers the difference between your motor insurer’s payout and your vehicle’s original invoice price or outstanding finance following theft or total loss.
Temporary Car Insurance
Flexible short-term motor insurance providing comprehensive cover from as little as one hour to several months — ideal for borrowing vehicles, test drives, or temporary needs.
Warranty Insurance
Protects against unexpected repair and replacement costs for vehicles, machinery, equipment, and consumer goods after manufacturer warranties expire.
Credit Insurance
Safeguards business cashflow against customer non-payment, insolvency, political risk, and prolonged default — supporting growth and financial stability.
What people say about us
What people say about us
Excellent service and they always go above and beyond for their customers.
Gary Stone
Reliable and friendly broker with brilliant service. Very impressed.
Kyle Nixon
Certificate Number ACL 1012
Contact Details
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Authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference No. 306797. You can check this on the Financial Services Register by visiting the FCA's website.
Crownsway Insurance Brokers Limited is a wholesaler and broker for Commercial and Household Insurances and is a broker for Motor Insurance and Optional/Additional products.